Home Title Lock is a leading provider of home title monitoring services. Or at least that’s what they claim.
They claim they are the only company that provides nationwide monitoring and alerts.
Their fraud protection system will alert you of any questionable filings or recordings affecting your property ownership.
You will have access to their Fraud Resolution Division. They can assist in the case of fraud until your title is free of any risk.
In this Home Title Lock review, we’ll give you all the details you need to make an informed decision about their offerings and what kind of value you can expect to get for your money.
Features
Home Title Lock is a convenient service that will monitor the status of your property to ensure you are always notified of any changes.
They provide 3 key services:
- Monitoring & Alerts: Home Title Lock will monitor your deed at all times. Whenever there are documents filed with regards to your property title, you will be immediately alerted.
- Guidance in the Case of Fraud: In the case of fraud, Home Title Lock will help you navigate the situation. Their team of experts is available to walk you through the steps of recovering your property.
- Comprehensive Title Report: Home Title Lock will also provide a history report of your property. They say this report is valued at $100, but you get it for free when you sign up with them. This report allows you to check the history of your title so you can be aware of any former ownership issues.
Pricing
When you subscribe to Home Title Lock, you have three billing options to choose from. You can pay monthly, annually, or a one-time fee that provides 4 years’ worth of coverage.
As you would expect, there are discounts available if you commit to a longer subscription. However, the offer is a bit confusing when you actually do the maths, so let’s break it down.
If you choose monthly billing, you will have to pay $19.95 every month. This takes you to a grand total of $239.40 for a full year.
If you choose annual billing, the monthly rate is reduced to $16.58. The grand total is $199. This means you save about $40.
We were surprised to see there was no further discount for committing to a 4-year subscription. So their *Best Offer*, as advertised, isn’t actually any better than paying annually.
Home Title Lock has a 14-day money-back guarantee. This means that you can sign up for the service, try it out and request a refund within two weeks if you’re not happy.
Customer Support
You can contact Home Title Lock by telephone at (858) 939-9300. Also, you can email them at service@hometitlelock.com or fill in the form on their website.
We were happy with their customer service representative that spoke to us on the phone. The employee was very friendly and was willing to work with us to provide the information that we needed.
Conclusion
Overall, we are very happy with the performance of Home Title Lock’s monitoring services.
Although Home Title Lock is not the cheapest service out there, it performs as promised. Their fraud protection system is reliable and accurate. We were also happy with the ownership history report we received.
The biggest pro of using this service compared to the others is that they respond to your questions fast. The customer support will surpass your expectations with their interactions. They are a very reliable and helpful team.
With all this in mind, we can confidently recommend Home Title Lock. They will be your best bet if you are looking for a reliable company to protect you against deed fraud.
